Massachusetts

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Fall River, Massachusetts CD Rates – 6-Month

You are viewing rates from banks across Fall River





Below are the best six-month CD Rates from banks with branches in Fall River, Massachusetts . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Fall River, MA - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 0.75% → 4.75% → 4.50%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 0.25% → 5.25% → 5.00% → 4.25%

Rate History: 2.50% → 4.50% → 4.25% → 4.07% → 4.20%

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 4.00% → 4.25% → 4.00%

Rate History: 4.50% → 4.25% → 4.15% → 4.00% → 3.90%

Rate History: 4.50% → 3.25% → 4.15% → 4.05% → 3.75%

| Jan 30, 2020

Find branch personnel are genuinely interested in my business. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.73% → 3.53% → 3.43% → 3.38% → 3.53%

Rate History: 3.75% → 4.00% → 3.75% → 3.50% → 3.25%

| Sep 14, 2023

Used them my whole life! Great little bank! Read More

Rate History: 4.75% → 4.50% → 4.25% → 4.15% → 3.25%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

| Sep 3, 2020

Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.10%

$10,000

15.66

Learn More

| Nov 1, 2021

worst bank ever and they racist ruth bitchell and the rest of them ban frontline workers that complain about their mistakes this only happens to blacks Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Fall River, MA - August 2, 2025


Branch Street City State
Santander Bank, N.A.
Seekonk Branch
130 Taunton Avenue Seekonk MA
Bank of Easton
Bank Of Easton Branch
275 Washington Street North Easton MA
Wrentham Co-operative Bank
South Street Branch
1005 South Street Wrentham MA
South Shore Bank
East Bridgewater Branch
225 Bedford Street East Bridgewater MA
Manufacturers and Traders Trust Company
Plainville Branch
72a Taunton Street Plainville MA
Mechanics Cooperative Bank
201 Gar Hwy Branch
201 Gar Highway Swansea MA
Santander Bank, N.A.
Seekonk Branch
130 Taunton Avenue Seekonk MA
Bluestone Bank
Taunton Branch
2109 Bay Street Taunton MA
HarborOne Bank
Attleboro Branch
607 Pleasant Street Attleboro MA
Bank of America, National Association
Emerald Square Mall Branch
999 South Washington Street, Route 1 North Attleboro MA
Bristol County Savings Bank
North Attleborough Branch
96 Commonwealth Avenue North Attleboro MA
Rockland Trust Company
Seekonk Branch
1400 Fall River Avenue Seekonk MA
Fall River Five Cents Savings Bank
Swansea Branch
497 Milford Road Swansea MA
TD Bank, National Association
North Attleborough Branch
2 North Washington Street North Attleborough MA
North Easton Savings Bank
North Attleboro Shaws Branch
125 Toner Boulevard North Attleboro MA
BayCoast Bank
Seekonk Branch
110 Taunton Avenue Seekonk MA
Webster Bank, National Association
Seekonk Branch
1519 Newman Avenue Seekonk MA
Eastern Bank
Brockton Community Branch
1265 Belmont Street Brockton MA
TD Bank, National Association
North Attleborough Branch
2 North Washington Street North Attleborough MA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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